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To increase sales, other tactics can help consumers avoid holiday credit terminal

San Mateo, California. (PRWEB) November 24, 2014

This year, the economy is in search of his fall after the recession, but many people Christmas time gifts face with some trepidation, said Kevin Gallegos, vice president of Phoenix operations for Freedom Financial Network (AFN). Fortunately, there is still time to make use of a clever combination of expenditure and revenue to keep a nice holiday.

The annual expenditure Party National Retail Federation expects that consumers back to their spending this year by more than four percent. But an independent prognostic PricewaterhouseCoopers says consumers during the holidays almost 7 percent less to spend on the average household expenditure of about $ 684.

"It is true that the economy is stronger than it was, but it is also true that people will see the higher cost of rent, food, health, baby and children's fuel," Gallegos said. "Many people try to spend your holidays to avoid -. O to offset getaway adding the result to happiness are creative and hardworking are several possibilities."

1. Take a seasonal work. With an unemployment Finally, many retailers add seasonal workers. Retailers are planning to 800,000 seasonal workers nationwide to rent. Add to the holiday kittens a few hours a week. Many restaurants hire, with another season as well. Or use traditional temporary employment agency for work.

2. Buying and selling. Some people find success buying used, repair and sell at a higher price items. "Browsable" items can be anything from clothing to appliances to smartphones, for those who want to improve the necessary cleaning, repair, or knowledge have desirable goods. Check Craigslist, start at flea markets and eBay. Products and handmade vintage are in demand online (on sites like Etsy.com) or the sale of handicrafts. Or clean space - your own or a neighbor - and sell scrap for a profit.

3. Go to a deprivation diet. Many people want now even if you move the latest gadget, but the money to buy something for the holidays can lead to any package under the tree or on a special night of Hanukkah. "This practice, an exciting life, like when you were a kid," Gallegos said. "Besides, you will not spend more money on buying the gadget today, and you might catch a better deal later."

4. Gift for others (and themselves). Check cabinets, closets and garages to real estate for sale on Craigslist or eBay. Perhaps a child overcame a bike after a few trips around the block or not at home has become a market leader Panini, after all. The trash is another treasure - and to make an item a great gift for a new home and put money in your pocket original owner. "If you have a storage unit to consider carefully," Gallegos said. "You have to live without you. If you're ambitious, you can delete the drive and closes, and then to pay the rent off debt or savings."

5. Get cooking. Those whose cooking skills might be able to turn talent into dollars. Amateur chefs cook and sell Christmas cookies, complete pre-holiday package for those who are less gifted invent frozen food and culinary to help others who are meals except busy end of the year. Be sure to comply with health regulations and local licenses.

Use 6. Skills. Advertise experience and skills to friends and neighbors. Perhaps tutoring or babysitting, people patiently debugging of computers, smart phones or electronic programs, leaves and snow clearing, balancing a checkbook, do the heavy cleaning detailing a car, on foot or by cleaning up after pets, or helps sick disorder or just busy and organized. Meetings, watch internet. Sites like Rover.com can (for pet care) begin.

7. Buyer return. Some people, in the worst financial situation, which are obtained by overspending In this case, the return of unused items that are still in the return time result in cash or reduce the credit card bill. "If you buy items if you do not have enough pocket money, you have to cut in any case," Gallegos said. «Back unnecessary items to buy immediately and undertake only with cash or debit card in the future."

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